Deposito Valas J Trust

• Competitive Interest Rates will give you more results .
• Minimum amount of placement fund so that it is affordable.
• Alternative choice of various periods for placing foreign currency deposits.

J Trust Forex Deposits are time deposits in foreign currencies that have a maximum investment value when compared to other products. Customers cannot withdraw their funds at any time except based on a deposit agreement that has been agreed upon. If the customer is forced to withdraw the funds, a penalty will be imposed for withdrawing funds before maturity.

• Accounts in the name of individuals/non-individuals (including joint accounts (X or Y)).
• For Indonesian Citizens: e-KTP with NIK registered in the Population Administration Information System and NPWP.
• For Foreign Citizens: Passport & KITAS/KITAP & Tax Identification Number (TIN)
• Company: e-KTP with NIK registered in the Population Administration Information System, authorized official, NPWP, SIUP/Business License Number/Business Identification Number (NIB), Deed of Establishment and/or Company Articles of Association
• Resident Documents such as: Family Card, Certificate of Domicile, Letter of Reference/Employment.
  • - Customer Data (if you are a J Trust Bank customer for the first time)
  • - Account opening (if you are going to open an account according to the product).
• Deposit products in foreign currency/forex (USD, SGD, EUR, JPY and AUD).
• The minimum nominal value is equivalent to USD 1,000.-.
• Placement and disbursement in Rupiah (IDR) based on the TT sell/buy rate.
• Available in terms of 1 month, 2 months, 3 months, 4 months, 6 months and 12 months.
• Attractive and competitive interest.
• Get Principal Roll Over; Tree + Flower.
• Interest can be credited to a similar foreign currency account.
• Is in the name so it can not be transferred.
• For Principal Roll Over, interest is transferred to an account at J Trust Bank every month.

• Stamp duty for opening and disbursement
• Penalty fee if there is a break in the deposit before maturity.
• Interest income tax in accordance with tax regulations.

• Disbursement of funds can only be made at the account opening branch and is carried out by the account holder accompanied by the return of the Deposit Slip.
• Time deposits are in the name of non-transferable.
• Depositors must have/open a savings/giro account as a place to collect deposit funds and their interest.
• Interest rate fluctuations follow the prevailing market and will be informed if there is a change in interest rates.
• If a deposit is used as collateral for a credit facility, it cannot be disbursed before the credit process is completed/matured.
• If there are differences in the recording on the Time Deposit Slip and the one on the bank record, then the one from the bank record will be used.